Without a doubt they have been attracting a great deal of interest from founders, investors and incumbents. But are they a hype or who will be the winners in the growing InsurTech space?

Our joint report with InsurTech investor Policen Direkt is based on a global database that tracks over 1,000 InsurTechs and other relevant players. It identifies the different existing business models and provides guidance by assessing the InsurTech activities and projects which present the next frontier in the insurance universe.

The first wave of InsurTechs brought forward a lot of activity but little real disruption. There will be a second wave of InsurTechs which are savvier, more create and ambitious with the potential to truly change the way insurers cover risk. InsurTechs are here to stay; the toughest and best times for them are still to come. The question is how the insurance industry will respond.

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Policen Direkt GmbH